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      職場英語銀行業(yè)務(wù)口語

      時(shí)間:2022-10-31 11:14:00 職場英語 我要投稿
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      職場英語銀行業(yè)務(wù)口語

        以下是CN人才網(wǎng)小編為大家整理的職場英語銀行業(yè)務(wù)口語,歡迎閱讀。

      職場英語銀行業(yè)務(wù)口語

        I want to open an account in this bank.

        我想在這家銀行開個(gè)儲蓄戶頭。

        A:I want to open an account in this bank.

        A:我想在這家銀行開個(gè)儲蓄戶頭。

        B:That’s all right,sir. But which do you prefer,a current account or a fixed one?

        B:好的,先生。您是開活期的還是定期的?

        ★ open an account

        ★ 開戶

        What about the annual interest rates?

        年息是多少?

        A:What about the annual interest rates?

        A:年息是多少?

        B:At present, it’s 3% for the current account and 9% for the fixed account.

        B:現(xiàn)在活期的利率為3%,定期的為9%。

        How would you like your money?

        您要什么面額的鈔票?

        A:How would you like your money?

        A:您要什么面額的鈔票?

        B:It's all the same to me.

        B:隨便什么都可以。

        What type of account are you interested in opening?

        你想開哪一種賬戶?

        A:What type of account are you interested in opening?

        A:你想開哪一種賬戶?

        B:I need a checking account for a new business.

        B:我需要開個(gè)支票賬戶,做生意用。

        Can I get an interest-bearing account?

        我們能開有利息的賬戶嗎?

        A:Can I get an interest-bearing account?

        A:我們能開有利息的賬戶嗎?

        B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.

        B:你可以開計(jì)息的金融市場賬戶,但我們還需要個(gè)無息賬戶。

        Is there a limit on the number of checks we can write per month?

        每月開幾次支票有限制嗎?

        A:Is there a limit on the number of checks we can write per month?

        A:每月開幾次支票有限制嗎?

        B:No,there isn't.

        B:沒有。

        I need a loan or overdraft to expand my business.

        我急用一筆貸款或者透支款,以擴(kuò)展生意。

        A:I need a loan or overdraft to expand my business.

        A:我急用一筆貸款或者透支款,以擴(kuò)展生意。

        B:I think we can approve your request of a loan for $8000.

        B:我想我可以撥給你8000美元的貸款。

        I’m sorry that we will not be available to offer you the credit.

        對不起,我們無法給你提供貨款。

        A:I'm sorry that we will not be available to offer you the credit.

        A:對不起,我們無法給你提供貨款。

        B:May I know the reason?

        B:請問為什么?

        Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?

        請你取消號碼為530920開給G馬克有限公司的支票,好嗎?

        A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?

        A:請你取消號碼為530920開給G馬克有限公司的支票,好嗎?

        B:OK. Check No. 530920.

        B:好吧,支票號碼為 530920.

        Have you ever thought of getting the draft discounted?

        把支票貼現(xiàn),你想過嗎?

        Can you please open an irrevocable documentary credit?

        能開一張不可撤消的跟單信用證嗎?

        A:Can you please open an irrevocable documentary credit?

        A:能開一張不可撤消的跟單信用證嗎?

        B:Yes,of course. May I know the beneficiary's name? And the amount?

        B:當(dāng)然可以。請問受益人的姓名。金額為多少?

        ★ irrevocable(adj.)

        ★ 不能取消的

        We have drawn a sight draft on you.

        我們開具了一份以你為付款人的即期匯票。

        A:We have drawn a sight draft on you.

        A:我們開具了一份以你為付款人的即期匯票。

        B:I'll inform my bank to pay the bill on my behalf and send me the documents.

        B:我會通知銀行代我付款,同時(shí)轉(zhuǎn)給我船運(yùn)單據(jù)。

        ★ sight draft( n.)

        ★ 即期匯票,見票即付票據(jù)

        We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.

        我們通常不允許透支的,除非你同銀行辦理了正式手續(xù)。

        ★ overdraft(n.)

        ★ 透支

        Do you have any mortgage for the loan?

        您有什么可以做貸款的抵押?

        ★ mortgage(n.)

        ★ 抵押

        Since you don’t have any collateral, perhaps you could get a guarantor.

        既然你們沒有擔(dān)保物,也許可以找個(gè)擔(dān)保人。

        ★ collateral (n.)

        ★ 抵押品;擔(dān)保物

        What’s the current market rates of discounting?

        現(xiàn)行的市場貼現(xiàn)率是多少?

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